{"id":2623,"date":"2021-06-29T07:10:33","date_gmt":"2021-06-29T07:10:33","guid":{"rendered":"https:\/\/soquimel.com\/?page_id=2623"},"modified":"2024-05-19T20:43:09","modified_gmt":"2024-05-19T20:43:09","slug":"segunda-oportunidad","status":"publish","type":"page","link":"https:\/\/soquimel.com\/es\/juridico\/segunda-oportunidad\/","title":{"rendered":"Segunda Oportunidad"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #f2f2f2;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\" style=\"border-radius:12px;width:100%;max-width:80px;\"><img decoding=\"async\" width=\"106\" height=\"81\" title=\"Mesa de trabajo 1 copia\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27106%27%20height%3D%2781%27%20viewBox%3D%270%200%20106%2081%27%3E%3Crect%20width%3D%27106%27%20height%3D%2781%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/soquimel.com\/wp-content\/uploads\/Mesa-de-trabajo-1-copia.png\" class=\"lazyload img-responsive wp-image-3042\"\/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1200px) {.fusion-title.fusion-title-1{margin-top:10px!important; margin-right:0px!important;margin-bottom:20px!important;margin-left:0px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-1{margin-top:10px!important; margin-right:0px!important;margin-bottom:20px!important; margin-left:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"font-size:30px;margin-top:10px;margin-right:0px;margin-bottom:20px;margin-left:0px;\"><h3 class=\"title-heading-center fusion-responsive-typography-calculated\" style=\"font-family:&quot;Barlow&quot;;font-weight:400;margin:0;font-size:1em;color:#0f3c56;--fontSize:30;line-height:1.3;\"><h2><span style=\"font-size: 14pt;\">Servicios Segunda Oportunidad<\/span><\/h2><\/h3><\/div><div class=\"fusion-text fusion-text-1\" style=\"text-align:left;\"><p style=\"text-align: center;\">Cancelaci\u00f3n total de las deudas<\/p>\n<p style=\"text-align: center;\">Suspensi\u00f3n de embargos a la n\u00f3mina<\/p>\n<p style=\"text-align: center;\">Paralizaci\u00f3n de llamadas telef\u00f3nicas<\/p>\n<p style=\"text-align: center;\">Cancelaci\u00f3n de datos a Asnef<\/p>\n<p>En <strong>Soquimel<\/strong>, entendemos que la vida puede presentar desaf\u00edos financieros inesperados. Es por eso que nos comprometemos a ayudarte a trav\u00e9s de la <strong>Segunda Oportunidad<\/strong>, una herramienta legal que permite a las personas f\u00edsicas liberarse de sus deudas y comenzar de nuevo. Nuestro equipo de expertos est\u00e1 aqu\u00ed para guiarte en cada paso del proceso, asegurando una transici\u00f3n suave hacia un futuro financiero m\u00e1s saludable.<\/p>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 20px;margin-bottom : 20px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1200px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1200px) {.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 48px;padding-bottom : 48px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 20px;padding-bottom : 40px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1200px) {.fusion-title.fusion-title-2{margin-top:10px!important; margin-right:0px!important;margin-bottom:20px!important;margin-left:0px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-2{margin-top:10px!important; margin-right:0px!important;margin-bottom:20px!important; margin-left:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"font-size:30px;margin-top:10px;margin-right:0px;margin-bottom:20px;margin-left:0px;\"><h3 class=\"title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:&quot;Barlow&quot;;font-weight:400;margin:0;font-size:1em;color:#0f3c56;--fontSize:30;line-height:1.3;\">Proceso<\/h3><\/div><div class=\"fusion-text fusion-text-2\" style=\"text-align:justify;font-family:&quot;Barlow&quot;;\"><p>Te explicamos el proceso que seguiremos:<\/p>\n<p><strong>1. Fase Extrajudicial:<\/strong><\/p>\n<p>Llegaremos a un acuerdo con los acreedores que sea sostenible por el deudor a trav\u00e9s del <strong>Acuerdo Extrajudicial de Pagos<\/strong>.<\/p>\n<p>Se trata de una mediaci\u00f3n extrajudicial, pilotada por un Mediador Concursal, que se inicia a trav\u00e9s de un notario (particulares y unidades familiares) o Registro Mercantil o C\u00e1mara de Comercio (particulares empresarios o aut\u00f3nomos).<\/p>\n<p>Durante este proceso de negociaci\u00f3n, los acreedores no podr\u00e1n iniciar o continuar procedimientos de ejecuci\u00f3n judicial y el deudor <strong>podr\u00e1 pedir la cancelaci\u00f3n de los embargos que pesen sobre los bienes necesarios para su subsistencia<\/strong>. Durante esta fase tampoco se generar\u00e1n m\u00e1s intereses de la deuda.<\/p>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:50% !important;margin-top : 1px;margin-bottom : 20px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 9.6%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 9.6%;}@media only screen and (max-width:1200px) {.fusion-body .fusion-builder-column-1{width:50% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 9.6%;margin-left : 9.6%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-3\"><p><strong>2. Fase Judicial:<\/strong><\/p>\n<p>La iniciaremos cuando no haya acuerdo a la fase extrajudicial y se tenga que interponer al Juzgado competente, la demanda de <strong>Concurso Consecutivo.<\/strong> La persona designada anteriormente como Mediador Concursal, pasa a denominarse Administrador Concursal y su principal actividad ser\u00e1 liquidar (vender) los activos que tenga el deudor (si tiene) para obtener unos ingresos y poder pagar a los acreedores.<\/p>\n<p>Este procedimiento judicial, si se dan las condiciones establecidas por la ley, ser\u00e1 el que provocar\u00e1 que se <strong>cancelen las deudas.<\/strong><\/p>\n<p>Dentro de esta misma fase se tendr\u00e1 que tramitar la <strong>solicitud de concesi\u00f3n del Beneficio de Exoneraci\u00f3n del Pasivo Insatisfecho (BEPI),<\/strong> que es la cancelaci\u00f3n de las deudas.<\/p>\n<p>Las deudas que no se hayan podido pagar con la liquidaci\u00f3n de los bienes del deudor, ser\u00e1n exonerados por el juez y el deudor quedar\u00e1 <strong>libre de todas sus deudas.<\/strong><\/p>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:50% !important;margin-top : 20px;margin-bottom : 20px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1200px) {.fusion-body .fusion-builder-column-2{width:50% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 19px;margin-top : 1;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":3068,"parent":2605,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-2623","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Segunda Oportunidad - Soquimel - Asesoramiento integral<\/title>\n<meta name=\"description\" content=\"Segunda oportunidad: te ayudamos a volver a empezar. 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